Number 9 runs on two things: Marcus's van leaving at 6:40am, and a household income that arrives not monthly but meteorologically — great months, terrifying months, and no way to tell from inside which kind you're in until the invoices either land or don't. Self-employment is freedom, Marcus will tell you, sincerely, usually while doing paperwork at 10pm.
Morgan Close · No. 9
The Okafors at No. 9
Marcus, 34 · Self-employed electrician
Excellent sparky, word-of-mouth order book, charges slightly less than he should because he likes being liked. Treats good months as the new normal and bad months as a personal betrayal. The January tax bill arrives annually with the full force of complete surprise.
Blind spot: no tax pot — HMRC's share sits in the main account, looking spendable. Favourite saying: “It'll even out.” (Narrator: it does not even out.)
Jade, 30 · Salon stylist, on maternity leave
The realist of the operation, currently doing the hardest job on the street on statutory pay. Quietly started selling hair-care bundles on Instagram at 11pm feeds — small money, but hers, and growing. Keeps a notebook Marcus hasn't seen titled 'when I go back'.
Strength: sees the cash-flow problem clearly. Tension: saying so without it becoming An Argument.
Amara, 6 months · Chief expense
Sleeps in 40-minute instalments and has singlehandedly introduced her parents to the true price of things that are very small.
Costs: everything. Worth it: apparently, yes.
Life on the Close
Marcus and Tom Morgan run the street's informal tool library, settlement terms: a pint, eventually. Marcus quoted Ken's garden lights and then somehow did them for nothing, which Ken repaid in tomatoes for a full summer. Jade and Rachel at 14 swap babysitting and gallows humour in roughly equal measure.
The story so far
Amara arrived in January. Jade's maternity leave began; the household went from lumpy-but-two-incomes to lumpy-and-one.
Best month on record in September. The tax bill's shadow lengthens toward January. These two facts have not yet been introduced to each other.
Their first episode is coming — the January tax bill, the buffer pot Marcus doesn't have, and an income-smoother tool built for exactly this. Jade's Instagram side income · the 'when I go back' notebook